Why Facing My Finances Made Me More Productive

Money And Productivity - Miriam Ballesteros

 

Let’s be honest — Money can feel overwhelming. 
 
It's complicated, frustrating, and you don’t want to deal with it. I know the feeling. But hiding and hoping for the best won't work out in your favor.
 
One of my goals this year was to improve my finances. It took me 6 months to start, but last week I had a reality money-check. And it hit me well. 
 
I began by analyzing my total annual expenses. It was a hate-love kind of exercise with myself. I always knew I was a big spender. But ouch. Seeing the full picture right in my face was harder than expected. 
 
The good thing? I feel more empowered and motivated than ever to reach my goal: make the most of my money so I can live well, retire comfortably, and basically feel great about my finances.


Focus on creating

The problem is - whenever you look for financial advice, you always hear the same: stop spending money on lattes, clip coupons to save on groceries, workout at home instead of at the gym, blah blah blah.
 
And by doing so, you’re basically depriving yourself of life’s simple pleasures. I’m not saying you shouldn’t pay attention on what you spend, but focusing only on cutting back expenses is not enough.
 
Take this quote by one of my favorite authors:

There’s a limit on how much you can save, but there’s no limit on how much you can earn.
— Ramit Sethi

In other words, frugality may actually detract from more important financial goals. That’s why I decided to focus on creating. 
 
It takes no brains to cut expenses. Anyone can do that. But it takes productivity and a little bit of guts to figure out how to spend your money to make money. See where I’m going? :)


Getting things done

Now - my favorite part! 
 
It all begins with taking the first steps. 
 
I'm focusing on creating by starting this blog. This alone is helping me consuming less because I’m not thinking of spending anymore. I’m totally focused on creating. 
 
Also, as I work full time and I love staying active, reading, journaling, and much more, I’ve become better at time management. And I sucked at efficiency (doing things quickly).
 
Just like money, the more I keep an eye on time, the more awareness I gain about the patterns that underlie success
 
That’s the beauty of it. 


Resources

There is so much information out there that I don’t want to leave you hanging! Here’s a list of sites that have helped me getting started in my creative outlet (and being more productive!): 

 

Whatever you choose to do, create a plan, and move forward toward your financial goals. It’s seriously worth taking the time and putting in the energy. If I can do it, you can, too!